Empowering Businesses in 2026: Personalized Employee Benefits to Control Costs and Boost Well-Being.

Elite, proactive consulting to stabilize costs amid 10%+ healthcare inflation.

Tailored solutions to manage rising costs and enhance employee loyalty.

Self-funded plans, HSAs/FSAs with 2026’s expanded limits, personalized exchanges, global coverage, Medicare options, dental/vision, disability, holistic wellness programs, mental health, fertility, and women’s health support.

Health Insurance & Employee Benefits

Self Insured/Self Funded

HRA’s, HSA’s, and FSA’s

Private, Defined Contribution Exchanges

State & Federal SHOP Small Business Market

International Medical Coverage

Medicare and Retiree Plans

Dental & Vision

Disability Income

Wellness programs

Commuter Plans

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Compliance & HR

ACA Information Reporting: IRC Sections 6055 & 6056

Employer Shared Responsibility tracking: IRC Section 4980H

ERISA Plan Documents

Section 125 Plans

COBRA Administration

FMLA and Absence Management

Payroll

HR Information Systems (cloud dashboard for benefits, payroll, and compliance)

Non-group & Voluntary Coverage

Individual and Family Health Insurance

Life Insurance

Dental

Accident

Critical Illness

Disability Income

Medicare Supplement, Advantage, & Part D plans

Let's customize your 2026 benefits strategy.

Complete our quick form for a free consultation, call (800)779-4090 today, or email service@waughagency.com to get started.

  • # of employees seeking health insurance

Waugh Agency, LLC delivers customizable benefits that drive higher employee loyalty, and provide genuine, data-driven attention for long-term resilience.