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COBRA Administration, Employee Notices, and Avoiding Ex-Employee Litigation

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What is COBRA?

Congress passed the Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986. The law amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code, and the Public Health Service Act to provide temporary continuation of group health coverage that otherwise might be terminated.

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Cobra Administration

COBRA Administration consists of the following services:  General Rights Notice, Specific Rights Notice, Takeover Notice, Open Enrollment Notice, Acknowledgement Letter/Premium Payment Coupons, Termination Letter, Vendor Reporting/Communication, and Premium Remittance.

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Employee Notices

We provide customized employee notice packets including: Medicare Part D, CHIP, WHCRA, HIPAA, Initial COBRA, Health Exchange, as well as triggering event notices as needed for FMLA, COBRA, HIPAA Breach and Medical Child Support Order Notice.

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Avoiding Ex-Employee Litigation

A proper compliance program allows the business owner to focus on running the actual business, rather than worrying about exposure to lawsuits from disgruntled former employees. Since 2014, there has been an uptick in DOL audits of group health plans related to ERISA and/or ACA compliance. Inquiries can originate from State and/or  Federal agencies; perhaps in reaction to employee/ex-employee initiated contact through one of the many new 800 phone numbers or web sites that are be publicized and readily available.

Let's talk about a customized compliance program for your business.

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Send us an email using the button above, fill out the contact form below, or call us at (800)779-4090 to speak with a licensed specialist.