Level Funded ACA Escape Valve

Carrier Strategy · 2027 Renewals The small-group market just split in two. Here is how to pick your 2027 path. Fully insured or level-funded. A local brand or a national carrier. How UnitedHealthcare, Blue Cross and the rest of the Massachusetts market compare,...

BCBSMA Drops Small-Group PPOs: A Self Funded Health Plan may help

If your business has employees scattered across multiple states, Blue Cross Blue Shield of Massachusetts just made a change that could shake up your benefits strategy—theyre dropping national PPO and EPO plans for small groups. The good news? A modern self funded health plan can fill that gap, often at a lower cost than the coverage youre losing.

Startup Health Insurance: Build Your First Health Plan

Think benefits are something you’ll deal with later? For most startups, the right startup health insurance and group health plan actually pays for itself—helping you win top talent, keep your team happy, and stay ahead of compliance rules that switch on as you grow. Here’s how to build your first health plan from scratch.